Start Peer-to-Peer Lending with Linked Finance
Earn attractive returns
Earn an average of 8% on your investments on an annual basis by investing in reputable and growing Irish businesses on Ireland’s leading peer-to-peer lending platform.
Diversify your portfolio
New business loans are added to the platform every day with a full breakdown of the business, its financials, the loan purpose and the term they have chosen to lend over.
We provide all the information you need to make an informed decision on where you choose to take your peer-to-peer lending portfolio.
Investing made easy
Let the platform do the hard work for you. If you are looking for a more hands-off approach to peer-to-peer lending set up Autobids in your account.
Choose the types of loans you want to invest in based on the term and grade and when they are added to our Live Loans your bids will automatically be invested in the business loan to match your preferences.
Support Irish businesses
Start lending with as little as €50 to help Irish businesses across the country reach their potential.
What Our Investors Say About Peer To Peer Lending
Frequently Asked Questions
Any person or company can be a lender on Linked Finance, but you must meet the following criteria:
1. If you are lending as an individual, you must:
- be over 18 and a have valid passport or driving licence
- have a European Union bank account
2. If you are lending as a company, you must:
- be registered with the Companies Registration Office or equivalent in your relevant jurisdiction.
- have a European Union bank account
Yes. Linked Finance has helped to provide loans for businesses right across Ireland. As a lender, you might prefer to support businesses from your local area or county when you are making lending decisions.
The county that each loan request comes from is displayed on the ‘Live Loans’ page and there is also a filter that you can use to search for past and present loans by ‘County’, ‘Industry’ or ‘Grade’.
Repayment Example: €100 loan at 8.5% interest over 3 years.
| Month | Monthly Repayment | Interest Paid @ 8.5% | Principal Paid | Remaining Principal |
|---|---|---|---|---|
| 1 | 3.16 | 0.71 | 2.45 | 97.55 |
| 2 | 3.16 | 0.69 | 2.47 | 95.09 |
| 3 | 3.16 | 0.67 | 2.48 | 92.60 |
| 4 | 3.16 | 0.66 | 2.50 | 90.10 |
| 5 | 3.16 | 0.64 | 2.52 | 87.58 |
| 6 | 3.16 | 0.62 | 2.54 | 85.05 |
| 7 | 3.16 | 0.60 | 2.55 | 82.49 |
| 8 | 3.16 | 0.58 | 2.57 | 79.92 |
| 9 | 3.16 | 0.57 | 2.59 | 77.33 |
| 10 | 3.16 | 0.55 | 2.61 | 74.72 |
| 11 | 3.16 | 0.53 | 2.63 | 72.09 |
| 12 | 3.16 | 0.51 | 2.65 | 69.45 |
| 13 | 3.16 | 0.49 | 2.66 | 66.78 |
| 14 | 3.16 | 0.47 | 2.68 | 64.10 |
| 15 | 3.16 | 0.45 | 2.70 | 61.40 |
| 16 | 3.16 | 0.43 | 2.72 | 58.67 |
| 17 | 3.16 | 0.42 | 2.74 | 55.93 |
| 18 | 3.16 | 0.40 | 2.76 | 53.17 |
| 19 | 3.16 | 0.38 | 2.78 | 50.39 |
| 20 | 3.16 | 0.36 | 2.80 | 47.59 |
| 21 | 3.16 | 0.34 | 2.82 | 44.77 |
| 22 | 3.16 | 0.32 | 2.84 | 41.93 |
| 23 | 3.16 | 0.30 | 2.86 | 39.07 |
| 24 | 3.16 | 0.28 | 2.88 | 36.19 |
| 25 | 3.16 | 0.26 | 2.90 | 33.29 |
| 26 | 3.16 | 0.24 | 2.92 | 30.37 |
| 27 | 3.16 | 0.22 | 2.94 | 27.43 |
| 28 | 3.16 | 0.19 | 2.96 | 24.47 |
| 29 | 3.16 | 0.17 | 2.98 | 21.48 |
| 30 | 3.16 | 0.15 | 3.00 | 18.48 |
| 31 | 3.16 | 0.13 | 3.03 | 15.45 |
| 32 | 3.16 | 0.11 | 3.05 | 12.41 |
| 33 | 3.16 | 0.09 | 3.07 | 9.34 |
| 34 | 3.16 | 0.07 | 3.09 | 6.25 |
| 35 | 3.16 | 0.04 | 3.11 | 3.13 |
| 36 | 3.16 | 0.02 | 3.13 | 0.00 |
| Total | 113.64 | 13.64 | 100.00 | 0.00 |