Your road to growth starts with Linked Finance Ireland

We are Linked Finance, Ireland’s leading peer-to-peer business lending platform. We offer a solution to businesses looking for fast, flexible, and simple business loan options with ease while providing investors with promising opportunities for attractive returns.
About Linked Finance Ireland | SME Finance Experts About Linked Finance Ireland | SME Finance Experts

The History of Linked Finance Ireland

Linked Finance was founded in 2013 to connect Irish SMEs with retail investors looking to invest in the growth of businesses across the country. In a market of dwindling opportunities for business owners to seek funding from traditional pillar banks, Linked Finance filled that gap and became Ireland’s leading peer-to-peer business lender.

As lenders like Irish Nationwide, Ulster Bank, and ACC Bank left the market Linked Finance Ireland experienced a decade of exceptional growth. In 2023 alone, €59 million was deployed to Irish businesses with a total of over €330 million since 2013. These funds were used to build, grow and take businesses to the next level with more than 4,400 SMEs supported. Over the last 11 years, Linked Finance has supported some big names, including VitHit, The Rolling Donut, Cornucopia, Chopped, SchoolBooks.ie, Cloud Picker Coffee, and Leo Burdock.

Throughout the years Linked Finance has also achieved numerous awards recognising the work undertaken by the company including being included among CNBC’s Top 200 Global Fintech Companies in 2023 and being named the winner of the Fintech Lending Solution 2023 Award at the National Fintech Awards.

In late 2023, we secured authorisation from the Central Bank of Ireland under the new European Union regulations for crowdfunding providers. This underscores the company’s commitment to the new EU-wide standards of transparency and compliance and opens the possibility of passporting into other EU countries and offering our services across the continent.

SME borrowers and business loans

Our lending solution opens up new possibilities for small and medium-sized enterprises to access vital funding with unprecedented ease.

Borrowers can receive unsecured loans of between €10,000 and €500,000, with term lengths between 6 and 60 months, with credit decisions typically taking less than 24 hours.

Our interest rates start at 6.95% depending on the grade assigned to your loan by our credit analysts.

Retail investors and returns

Linked Finance Ireland, the country’s leading peer-to-peer business lender is the first stop for retail investors seeking new opportunities to earn excellent returns on the funds.

By visiting our Live Loans, investors can choose the types of businesses and projects they decide are the best opportunities to make their investments a success.

Investors earn on average 8% in repayments annually making Linked Finance the chosen platform by many of Ireland’s retail investors.